Earlier this year, we got a revamp to the Google Pay app that made it become more about personal finances and tracking how you spend your money. In terms of usability, the app is getting a bit of an update for Android users as you will now be able to use your balance for payments in the store. Of course, you will need to have a virtual card for your account balance and that store must support NFC payments.
Previously, your Google Pay balance could only be used to send money to other people or to buy things online. You can also withdraw money by transferring your balance to your bank account. But now, with this new credit card, you can use it in stores that can accept payments by NFC or near field communications. So all the money you have stored in your Google Pay, whether it is sent by family or friends or the balance earned through rewards, you can now use it to buy things in the store.
9 to 5 Google says To get the Google Pay virtual balance card, you must request it through the Pay application. You will need it to make purchases at merchants that accept it for contactless payments in the store or those that accept token payments through Buy with Google Pay. For in-store payments, you simply have to hold your phone close to the NFC reader so they can finalize your transaction. For online transactions, it should be the same as before.
The revamped Google Pay has created some additional ways that you can use the app not only to pay for purchases, but also to manage your finances. They added features like a coupons and deals section to make it easier to find the best deals, purchase mobile transit tickets in select cities where it’s available, and an Insights tab to understand where your money is going. Google said they are rolling out more features and that paying for in-store purchases is one of them.
This feature is now rolling out for Google Pay users in the US, and for now, that’s the only territory where it’s available. They said it will be coming to “all” Android users soon.